Every Tuesday, our Unbiased Cash e-newsletter lands in inboxes with skilled perception and sensible recommendation on the monetary points that matter most – from the price of dwelling disaster to sensible saving methods and key financial developments.
Written by Enterprise and Cash Editor Karl Matchett, the e-newsletter additionally includes a weekly cash ballot, giving readers the possibility to weigh in on the monetary subjects behind the week’s greatest tales.
You possibly can vote on this week’s ballot proper right here – and we’ll be updating this text every week with the most recent ballot and recording the ultimate outcomes, so you may see how different readers are responding over time.
For evaluation of the outcomes and extra skilled commentary, be sure you’re signed as much as the Unbiased Cash e-newsletter.
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Every ballot runs for one week, with outcomes printed right here as soon as voting closes – so don’t neglect to examine again.
This week’s cash ballot
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Earlier outcomes
How a lot simply accessible money do you/your loved ones/family have in financial savings?
- Greater than £5k – 60%
- £501-1000 – 8%
- £1001-20002 – 4%
- Lower than £100 – 3%
- £100-500 – 3%
- £2001-£5000 – 2%
Which describes your present pension place finest?
- I am of pension age and withdrawing mine as earnings – 38%
- I am contributing solely to office pension – 27%
- Actively paying right into a SIPP or personal pension as properly – 24%
- Different – 10%
- I finished my office pension auto enrolment for extra wage – 1%
For those who had a lump sum to avoid wasting or make investments for the longer term, the place would you place it?
- Pension – 41%
- Financial savings account – 26%
- Premium Bonds – 15%
- Shares and shares – 12%
- Property – 6%
For those who personal your private home, when are you because of renew your mortgage deal?
- Past/no mortgage – 43%
- Earlier than the top of this 12 months – 29%
- Already renewed in 2025 – 14%
- Throughout 2026 – 14%
How typically have you ever used a Purchase Now, Pay Later service?
- By no means – 67%
- Heaps, ongoing – 14%
- As soon as/often – 10%
- It is my fundamental means of paying – 9%
Are you aware what rate of interest you might be getting in your fundamental financial savings account?
- 4%-5% – 52%
- Above 2% however under 4% – 26%
- Underneath 2% – 9%
- Above 5% – 9%
- I do not know/no financial savings account used at current – 4%
Which grocery store do you employ to your fundamental purchasing wants?
- Aldi and Lidl – 45%
- Tesco – 14%
- Asda – 12%
- Sainsbury’s – 12%
- M&S or Waitrose – 9%
- Morrisons – 8%
Do you contribute to a separate pension, along with your office one?
- Sure, a SIPP (Self-Invested Individual Pension) – 31%
- Sure, a managed personal pension – 26%
- No, however I wish to – 19%
- No, and I’ve no plans to – 13%
- Sure, each – 10%
What do you assume the state pension age needs to be?
- 65 – 46%
- 60 – 29%
- 67 – 14%
- 70 or greater – 7%
- It ought to range primarily based on job kind/well being – 4%
Do you already make investments privately (outdoors of a office pension), and if not, would you accomplish that?
- Sure, I already make investments – 51%
- No, I don’t have any curiosity – 27%
- No, I don’t assume it’s protected – 11%
- I might, however I’m undecided the place to start out – 7%
- I might, however I don’t have spare money – 4%
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