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Premium Bonds prize checker: When is September’s NS&I draw and how can I check if I’ve won?

by Albert Toth
August 30, 2025
in Finance
Reading Time: 3 mins read
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Each month, savers have the prospect to win large prizes because the Premium Bonds profitable numbers are introduced. There at the moment are 24 million individuals participating within the government-backed financial savings scheme, with greater than £127bn banked.

Premium bonds are an funding product from the Nationwide Financial savings and Funding (NS&I), which is owned by the federal government. Every month, thousands and thousands of savers are entered right into a prize draw to win money prizes starting from £25 to £1 million, with two millionaires made at each draw.

Each £1 entered has a 22,000-to-one likelihood of profitable. The minimal funding is £25, whereas the utmost is £50,000.

These financial savings don’t accrue curiosity as with common financial institution accounts, however are put up in opposition to a random digital prize picker known as ‘Ernie’ – the Digital Random Quantity Indicator Gear.

The date of this month’s draw is Monday 1 September. The outcomes of this draw can be found a day later and launched by the NS&I right here.

What are the possibilities of profitable?

There are numerous premium bond winners each month, however the precise likelihood of profitable stays pretty low. Most individuals won’t ever win a prize, that means their funding will keep the identical. Nonetheless, the scheme can also be risk-free, that means cash received’t be misplaced both.

Evaluation by cash professional Martin Lewis discovered that the ‘rate of interest’ on premium bonds accounts is 4 per cent when all winnings are thought-about – however notes most individuals received’t see something like this. Many financial savings accounts within the UK additionally provide a better rate of interest than this, which might be much more constant.

The distribution of prizes adjustments barely each month. Right here have been the ends in January 2025:

  • £1 million x 2
  • £100,000 x 82
  • £50,000 x 163
  • £25,000 x 328
  • £10,000 x 818
  • £5,000 x 1,636
  • £1,000 x 17,163
  • £500 x 51,489
  • £100 x 1,987,844
  • £50 x 1,987,844
  • £25 x 1,803,871

The way to examine in the event you’ve received

To examine in the event you’ve received a prize on premium bonds, you’ll be able to go to the NS&I checker on its web site and enter your bond numbers.

There’s additionally an NS&I app which permits savers to examine outcomes on the go.



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Tags: bondscheckcheckerDrawIveNSIpremiumprizeSeptemberswon
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