PagSeguro Digital Ltd. (NYSE:PAGS) This fall 2024 Earnings Conference Title February 20, 2025 5:00 PM ET
Agency People
Gustavo Sechin – Head, Investor Relations
Ricardo Dutra – Principal Govt Officer
Alexandre Magnani – Chief Govt Officer
Artur Schunck – Chief Financial Officer
Conference Title People
Hasan Shirazi – Citi
Beatriz Abreu – Goldman Sachs
Antonio Ruette – Monetary establishment of America
Ricardo Buchpiguel – BTG Pactual
William Barranjard – Itau BBA
Renato Meloni – Autonomous Evaluation
Maria Guedes – Safra
Camila Azevedo – UBS
Operator
Good night time. My determine is Olgere, and I’ll most likely be your conference operator proper now. Welcome to PagSeguro Digital’s Earnings Title for the Fourth Quarter of 2024. The slides presentation for proper now’s webcast is in the marketplace on PagSeguro Digital’s Investor Relations website at merchants.pagbank.com. Please talk to the forward-looking assertion and reconciliation disclosure on this presentation and inside the agency’s earnings launch appendix. [Operator Instructions] At current’s conference is being recorded and can most likely be obtainable on the company’s IR website after the event has been concluded.
I’d now like to point out the choice over to Gustavo Sechin, Head of IR. Please go ahead, sir.
Gustavo Sechin
Hey, all people. I’m Gustavo Sechin, Head of Investor Relations of PagBank. I want to welcome and thanks for changing into a member of us for our fourth quarter 2024 earnings identify. Tonight, I’m accompanied by Ricardo Dutra, our Principal Govt Officer; Alexandre Magnani, our CEO; and Artur Schunck, our CFO.
With that, I want to flip it over to Dutra, who will begin proper now’s presentation. Please, Dutra.
Ricardo Dutra
Hey, all people, and thanks for changing into a member of our fourth quarter 2024 earnings identify. I begin with Slide 4, the place we present our key operational and financial highlights. PagBank had one different 12 months with all-time extreme effectivity, combining progress with profitability. We ended the 12 months with 33.2 million customers, rising 2.1 million year-over-year. The financial effectivity