OFG Bancorp (NYSE:OFG) This fall 2024 Earnings Conference Title January 22, 2025 10:00 AM ET
Agency Contributors
Jose Rafael Fernandez – Chairman and Chief Govt Officer
Maritza Arizmendi Diaz – Chief Financial Officer
Cesar Ortiz Marcano – Chief Hazard Officer
Conference Title Contributors
Kelly Motta – KBW
Ynyra Bohan – Hovde Group
Timur Braziler – Wells Fargo
Operator
Good morning. Thanks for changing into a member of OFG Bancorp’s Conference Title. My establish is Madison, I could be your operator right now. Our audio system are Jose Rafael Fernandez, Chief Govt Officer and Chairman of the Board of Directors; Maritza Arizmendi, Chief Financial Officer; and Cesar Ortiz, Chief Hazard Officer.
A presentation accompanies right now’s remarks. It could be found on the homepage of the OFG website online beneath the fourth quarter 2024 half. This identify might perform positive forward-looking statements about administration’s targets, plans and expectations. These statements are matter to risks and uncertainties outlined inside the Hazard Elements a part of OFG’s SEC filings. Exact outcomes might differ materially from these presently anticipated. We disclaim any obligation to interchange knowledge disclosed on this identify on account of developments that occur afterwards.
All strains have been positioned on mute to cease background noise. After the audio system’ remarks, there could be a question-and-answer session. Instructions could be given in the mean time.
I’d now like to indicate the choice over to Mr. Fernandez.
Jose Rafael Fernandez
Good morning, and thanks for changing into a member of us. We’re pleased to report our fourth quarter and 2024 outcomes. It was one different wonderful quarter and yr of effectivity.
Making an attempt on the quarter, earnings per share have been up 11.2% year-over-year on a 3.6% enhance in full core revenues. We confirmed fixed operational growth on our plans, along with our Digital First approach. We steadily grew our banking market share. Digital adoption of our new and upgraded merchandise, suppliers and self-service devices retains
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