Komercní banka, a.s. (OTCPK:KMERF) This autumn 2025 Earnings Convention Name February 6, 2025 8:00 AM ET
Firm Individuals
Jan Juchelka – Chairman and CEO
Jiri Sperl – CFO
Didier Colin – Chief Danger Officer
Miroslav Hirsl – Head, Retail Banking
Convention Name Individuals
Shane Mathews – WhiteOak Capital
Operator
Welcome from Komercni banka and thanks for sharing your time with us right this moment. It’s the sixth of February 2025 and we’re going to focus on the outcomes of Komercni banka Group for the Full-12 months and the Fourth Quarter of 2024. Please notice that this name is being recorded.
Our audio system right this moment might be Jan Juchelka, Chairman of the Board and CEO of Komercni banka, Jiri Sperl, Chief Monetary Officer, and Didier Colin, Chief Danger Officer. Standing by in case of your questions are Jitka Haubova, Chief Working Officer, Margus Simson, Chief Digital Officer, Miroslav Hirsl, Head of Retail Banking, and David Formanek, Head of Company and Funding Banking.
As often, we’ll start with the presentation of outcomes, which might be later adopted by questions-and-answers session. Throughout the presentation half, all individuals might be on a listen-only mode. We might recognize for those who may preserve your microphones muted through the time.
And now let me ask the CEO, Jan Juchelka, to start the presentation. Thanks.
Jan Juchelka
All proper. Thanks, everybody. Sorry, did you hear something or nothing?
Jiri Sperl
Nothing.
Jan Juchelka
All proper, so I’ll repeat my opening speech. Thanks very a lot. Welcome, everybody. Thanks for giving us the chance to remain in entrance of you along with the management group of Komercni banka and lead you thru the presentation of This autumn 2024 outcomes and your complete 12 months 2024 outcomes.
Earlier than we leap into the pages, simply let me say that we extremely recognize
