Gemini launches XRP credit card and expands RLUSD access for US traders

Key Takeaways

Gemini launched an XRP version of its bank card providing as much as 4% again in XRP.
RLUSD turns into base buying and selling forex for all US spot pairs on Gemini.

Gemini has rolled out a brand new XRP version of its bank card in partnership with Ripple, giving US clients recent methods to earn and spend the token.

Cardholders can obtain as much as 4% again in XRP on gasoline, EV charging, and rideshare purchases, 3% again on eating, 2% on groceries, and 1% on all different transactions. Choose retailers will even provide as much as 10% again on qualifying purchases by Gemini’s app.

On the identical time, Gemini is increasing entry to Ripple USD (RLUSD), a USD-backed stablecoin with a $640 million market cap. RLUSD, already listed on Gemini, is now obtainable as a base forex for all US spot buying and selling pairs, enabling direct swaps with out conversion charges.

Tyler Winklevoss, Gemini’s CEO, referred to as the brand new card a means for purchasers to “earn XRP and specific their ardour, loyalty, and pleasure.” Ripple CEO Brad Garlinghouse mentioned the partnership makes “on a regular basis spending an opportunity to earn and join with each XRP and RLUSD.”

XRP has already confirmed standard amongst Gemini cardholders. Customers who held XRP rewards for no less than a 12 months noticed their worth rise 453% as of July 2025, the very best acquire amongst all reward currencies on the platform.