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Explained: Saudi Arabia’s new 90-day health insurance policy for overseas Hajj, Umrah pilgrims

by TOI World Desk
February 17, 2026
in World
Reading Time: 4 mins read
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Performing Hajj or Umrah in 2026? Right here’s Saudi Arabia’s New Well being Insurance coverage Coverage You Should Know

As thousands and thousands of Muslim believers put together for pilgrimages like Hajj and Umrah, authorities in Saudi Arabia are enhancing healthcare protection for pilgrims coming from outdoors the Kingdom. The goal is to make sure that pilgrims can undertake their non secular journeys with confidence, security and medical safety, even when they face emergencies or sudden well being wants throughout their keep.

  • Who it’s for: Pilgrims coming from outdoors Saudi Arabia.
  • Period: As much as 90 days of emergency well being protection.
  • What’s coated: Emergency remedy, hospitalisation, sudden incidents together with accident care and important medical providers in the course of the keep.
  • Why it issues: Ensures security and peace of thoughts for thousands and thousands of pilgrims taking part in Hajj/Umrah.

What Saudi Arabia’s new pilgrim well being protection coverage presents

In line with experiences, the medical health insurance coverage for pilgrims from abroad supplies emergency well being protection for a interval of as much as 90 days, which incorporates:

  • Pressing medical remedy and examinations
  • Mandatory hospitalisation and medicine
  • Protection for sudden incidents and visitors accident accidents
  • Emergency interventions for circumstances like Covid-19 (when wanted)

This scheme caters particularly to guests on pilgrimage visas, not residents or residents, providing a primary security web for pressing healthcare throughout their time within the Kingdom. Such insurance policies usually cowl emergency and significant care wants, relatively than complete long-term healthcare, and are legitimate all through a pilgrim’s keep beneath the phrases of their visa.

Why Saudi Arabia’s new pilgrim well being protection coverage issues: Context from associated developments

Saudi Arabia’s efforts to bolster well being safety for international pilgrims align with broader healthcare and pilgrimage help methods:

  • Pilgrim Insurance coverage Has a Historical past – Beforehand, Saudi authorities applied complete insurance coverage choices for international pilgrims that coated a variety of medical and emergency providers, generally with most cowl limits like SR100,000, together with hospitalisation and medical evacuation if wanted.
  • Digital and Structural Well being Assist – Separate initiatives, such because the World Well being Group (WHO) collaboration on digital well being instruments, goal to enhance medical help and security for pilgrims via digital well being certification and knowledge sharing.
  • Emergency Well being Entry Providers – Saudi Arabia’s 937 unified well being name centre presents multilingual, around-the-clock medical help for pilgrims throughout mass gatherings like Hajj, enhancing fast entry to care and medical steerage.
  • Pre-Departure Well being Necessities – Along with insurance coverage protection, authorities have launched necessary medical certificates and well being checks (for issues like continual circumstances) as a part of the visa course of for Hajj to safeguard pilgrims’ well-being.

What Saudi Arabia’s new pilgrim well being protection coverage means for pilgrims

In case you are planning to carry out Hajj or Umrah in 2026 or past, right here’s what to remember –

  • Insurance coverage is tied to your visa: Pilgrim well being protection is activated as soon as your visa is issued and legitimate in your keep interval.
  • Emergency wants are prioritised: The coverage usually covers acute and emergency care relatively than routine check-ups or elective therapies.
  • 90-day protection window: Pilgrims profit from safety all through their keep as much as 90 days, which covers most pilgrimage itineraries.

This coverage displays Saudi Arabia’s broader aim of bettering the standard, security and accessibility of healthcare providers for its guests beneath Imaginative and prescient 2030, particularly throughout massive spiritual gatherings the place fast medical response is vital.



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Tags: 90DayArabiasexplainedHajjHealthInsuranceoverseaspilgrimsPolicySaudiUmrah
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