Operator
Good morning, and welcome to EQB’s Earnings Name for the Fourth Quarter of 2025. This name is being recorded on Thursday, December 4, 2025. [Operator Instructions]
It’s now my pleasure to show the decision over to Lemar Persaud, Vice President and Head of Investor Relations. Please go forward.
Lemar Persaud
VP & Head of Investor Relations
Thanks, Ludy, and good morning, everybody. Your host for at the moment’s This autumn outcomes name are Chadwick Westlake, President and CEO; and Anilisa Sainani, CFO; and Marlene Lenarduzzi, CRO. Additionally current for the Q&A session is Darren Lorimer, Group Head of Business Banking. After ready remarks, we are going to open the strains for questions from our prequalified analysts.
Please notice that whereas we’re excited concerning the acquisition of PC Monetary, at the moment’s name, together with Q&A session, is meant to be centered on the This autumn and full 12 months EQB outcomes. For these on the telephone strains solely, we encourage you to additionally log into our webcast and look at our quarterly outcomes presentation, which will probably be referenced throughout our ready remarks.
On Slide 2 of our presentation, you can find EQB’s warning relating to
